No. 01 · Est. 1851 · Stamford, Connecticut

The bank Fairfield County counts on.

Personal, business and wealth — served from 14 branches in the towns you call home. As a mutual bank, our only shareholders are the communities we serve. We’ve kept it that way for 175 years.

FDIC-insured · Equal Housing Lender · 14 branches across Fairfield County

175 Years serving Fairfield County
14 · 7 Branches · towns, one county
$2.3B In assets, independently held
$535,500 Granted to local nonprofits in 2025

Our 175th year, and we’re just getting started.

First County Bank opened its doors in Stamford in 1851 as a mutual savings bank — and never stopped being one. No shareholders. No parent company. Just Fairfield County, banking on itself.

Our story

No. 02 · Personal banking

What brings you in today?

The same rates we publish, shown up front. Open many accounts online — or walk into any of our 14 branches and open one with a person.

Most popular

High Yield Checking

5.00% APY*

On daily balances up to $15,000 when qualifiers are met — debit use, one direct deposit and eStatements. $50 opens it.

Compare checking

Certificates of Deposit

  • 3-Month new money4.00% APY*
  • 11-Month no penalty3.50% APY*
  • 18-Month no penalty3.65% APY*
  • 36-Month3.25% APY*
All deposit rates

Savings & Money Market

FirstPrize $avings, First Savings and tiered money market accounts — from a $1 minimum. Save for the house, the tuition, the someday.

Explore savings

Digital banking

Bank from the kitchen table — mobile deposit, bill pay, person-to-person payments, card controls and alerts. Human help is one branch (or one call) away.

See the app

Switching is our job, not yours

The First County Switch Kit moves your direct deposits, payments and balances over — we do the paperwork.

Get the Switch Kit

*Annual Percentage Yield. Deposit rates shown effective July 31, 2026 per firstcountybank.com and subject to change without notice; qualifiers, minimum balances and fees apply and could reduce earnings — see account disclosures. Not all accounts can be opened online. Prototype for internal review.

No. 03 · Business banking

Fairfield County runs on small business. So do we.

From Stamford storefronts to Norwalk contractors, small business has always been central to who we are — with credit decisions made by bankers who know your block.

  • Lending that fits Commercial real estate, lines of credit, equipment and SBA-backed loans.
  • Cash management Remote deposit, ACH, wires and fraud controls that scale with you.
  • A banker, not a queue A named relationship manager with a direct line.
Two contractors reviewing building plans on site
On the job — Fairfield County, Conn.

No. 04 · Mortgage center

Mortgages, decided here.

From a first condo in Stamford to a forever home in Westport, our mortgage bankers underwrite locally and stay with you from pre-qualification to closing.

  • Local underwriting — decisions made in Fairfield County
  • Fixed, adjustable and construction lending
  • First-time homebuyer guidance, in person
Family laughing together at home
Home at last — somewhere in the seven towns.

Payment calculator

Estimate your monthly payment and see the full amortization schedule.

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$ 20%
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Loan term

No. 05 · Wealth management

Advice for the wealth you’ve built here.

First County Advisors takes a holistic view of your investments, retirement and estate — delivered by advisors who sit in Stamford, not a call center. The same judgment we bring to lending, applied to what comes next.

Investment products: Not FDIC insured · Not a bank deposit · Not guaranteed by the bank · May lose value

No. 06 · First County Bank Foundation

A mutual bank answers to its neighbors.

No shareholders means our returns go back to the county that banks with us. The First County Bank Foundation has been doing exactly that since 2001.

$535,500 granted to local nonprofits in 2025

Housing, education, health and economic opportunity across Stamford, Norwalk and every town we serve.

CommunityFirst Grants

Annual grants for Fairfield County nonprofits — applications open each winter.

Learn more

Richard E. Taber Citizenship Award

Scholarships for local high-school seniors who lead with character.

Meet the winners

In the branches, on the boards

Our bankers volunteer where they live — from Junior Achievement to the local land trust.

Our people

No. 07 · Here, in person

14 branches. 7 towns. One county.

Contact Center: 203-462-4400 · weekdays 8:30–4:30  ·  24/7 telephone banking: 203-462-4300

  • StamfordHQ
  • Norwalk
  • Darien
  • Greenwich
  • Fairfield
  • New Canaan
  • Westport
  • All locations →

Ready for the next 175 years?

Open an account online — or walk into a branch and talk to a person. Both still work here.