High Yield Checking
5.00% APY*
On daily balances up to $15,000 when qualifiers are met — debit use, one direct deposit and eStatements. $50 opens it.
Compare checking →FDIC FDIC-Insured — Backed by the full faith and credit of the U.S. Government
No. 01 · Est. 1851 · Stamford, Connecticut
Personal, business and wealth — served from 14 branches in the towns you call home. As a mutual bank, our only shareholders are the communities we serve. We’ve kept it that way for 175 years.
FDIC-insured · Equal Housing Lender · 14 branches across Fairfield County
First County Bank opened its doors in Stamford in 1851 as a mutual savings bank — and never stopped being one. No shareholders. No parent company. Just Fairfield County, banking on itself.
No. 02 · Personal banking
The same rates we publish, shown up front. Open many accounts online — or walk into any of our 14 branches and open one with a person.
5.00% APY*
On daily balances up to $15,000 when qualifiers are met — debit use, one direct deposit and eStatements. $50 opens it.
Compare checking →FirstPrize $avings, First Savings and tiered money market accounts — from a $1 minimum. Save for the house, the tuition, the someday.
Explore savings →Bank from the kitchen table — mobile deposit, bill pay, person-to-person payments, card controls and alerts. Human help is one branch (or one call) away.
See the app →The First County Switch Kit moves your direct deposits, payments and balances over — we do the paperwork.
Get the Switch Kit →*Annual Percentage Yield. Deposit rates shown effective July 31, 2026 per firstcountybank.com and subject to change without notice; qualifiers, minimum balances and fees apply and could reduce earnings — see account disclosures. Not all accounts can be opened online. Prototype for internal review.
No. 03 · Business banking
From Stamford storefronts to Norwalk contractors, small business has always been central to who we are — with credit decisions made by bankers who know your block.
No. 04 · Mortgage center
From a first condo in Stamford to a forever home in Westport, our mortgage bankers underwrite locally and stay with you from pre-qualification to closing.
Estimate your monthly payment and see the full amortization schedule.
| # | Payment | Principal | Interest | Balance |
|---|
Estimates for illustration only — not a rate quote or commitment to lend. Taxes, insurance and PMI not included. Confirm current rates with a First County Bank mortgage banker.
No. 05 · Wealth management
First County Advisors takes a holistic view of your investments, retirement and estate — delivered by advisors who sit in Stamford, not a call center. The same judgment we bring to lending, applied to what comes next.
Investment products: Not FDIC insured · Not a bank deposit · Not guaranteed by the bank · May lose value
No. 06 · First County Bank Foundation
No shareholders means our returns go back to the county that banks with us. The First County Bank Foundation has been doing exactly that since 2001.
Housing, education, health and economic opportunity across Stamford, Norwalk and every town we serve.
Annual grants for Fairfield County nonprofits — applications open each winter.
Learn more →Scholarships for local high-school seniors who lead with character.
Meet the winners →Our bankers volunteer where they live — from Junior Achievement to the local land trust.
Our people →No. 07 · Here, in person
Contact Center: 203-462-4400 · weekdays 8:30–4:30 · 24/7 telephone banking: 203-462-4300
Open an account online — or walk into a branch and talk to a person. Both still work here.